
Pang-Hsiang Chye
FIA, FSOAT, FSAS
Principal & Consulting Actuary
Hong Kong, CN
Pang Chye is a principal and consulting actuary with Milliman’s Hong Kong office. He joined the firm in 2002, after spending more than two and a half years with Milliman in New York, and six years with an actuarial and management consultancy in Southeast Asia.
Experience
Pang specializes in property and casualty insurance and healthcare insurance. He has consulted to more than 80 property and casualty insurance and reinsurance companies in Greater China and Southeast Asia on issues pertaining to: .
- Market entry and business planning
- Mergers and acquisitions and IPOs
- Alternative distribution channels and customer segmentation
- Premium rating
- Review of adequacy of claims reserves
- Improvement of return on equity using reinsurance
.Pang has consulted to governments, insurance companies, health plans, hospitals, physician groups, and pharmaceutical companies in Asia, the United States, and South Africa. His healthcare experience includes:
- Healthcare financing reform
- Product design and consumer testing
- Premium rating and quotation systems
- Provider profiling and reimbursement and network management
- Healthcare utilization and cost management
- Market entry and business planning
- Mergers and acquisitions
Professional Designations
- Fellow, Institute of Actuaries, London
- Fellow, Society of Actuaries, Thailand
- Fellow, Singapore Actuarial Society
Education
- Master of Economics, Macquarie University, Sydney, Australia
Publications
Read their latest work
Article
タイの損害保険ニュース:2026年9月
23 October 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
2026年上半期のタイの損害保険会社の元受保険料は、自動車保険、工場総合保険、医療保険に支えられて前年比3%増となる一方、発生保険金の減少により費用は低下しました。
Article
Thailand in focus: What's new in non-life — September 2026
23 October 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
In the first half of 2026, direct premium payments for Thailand's non-life insurers rose 3%—driven by motor, IAR and health—while expenses fell due to lower claims incurred.
Article
Thailand in focus: What's new in non-life — September 2026
23 October 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
In the first half of 2026, direct premium payments for Thailand's non-life insurers rose 3%—driven by motor, IAR and health—while expenses fell due to lower claims incurred.
Article
Indonesia in focus: What’s new in non-life, October 2026
07 October 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Vincent Hartono
Underwriting profit dropped 37.1% in Q2 for Indonesia's life insurers, driven by an 8.3% increase in net loss incurred, lower earned premium and higher commissions.
Article
インドネシアの損害保険ニュース:2026年10月
07 October 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Vincent Hartono
インドネシアの損害保険会社の第2四半期における引受利益は、正味発生損失の8.3%増加、既経過保険料の減少、および販売手数料の増加を主因として、37.1%減少しました。
Article
インドネシアの損害保険ニュース:2026年3月
01 April 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Leonardo Adrian
ミリマンの最新のインドネシア損害保険ニュースレターでは、市場環境、新商品、前年同期比4.8%増となった2025年第4四半期の保険料など、保険料の伸展について詳述しています。
Article
Indonesia in focus: What’s new in non-life, March 2026
01 April 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Leonardo Adrian
Our latest Indonesian non-life newsletter details market conditions, product launces, and premium growth, including the 4.8% YOY gains in Q4 2025.
Article
タイの損害保険ニュース:2026年3月
27 March 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
タイの損害保険市場では、2025年の元受保険料総額が前年比2%増となり、種目別にみると自動車、傷害、医療などが伸びを牽引しました。
Article
Thailand in focus: What's new in non-life — March 2026
27 March 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
In Thailand’s non-life insurance market, total direct premiums increased by 2% in 2025, led by increases in areas such as motor, personal accident, and health.
Article
東南アジアにおける健康保険の進展:2025年10月
13 October 2025 - by Pang-Hsiang Chye, Cheng Xin Yap, John Chin, Bussaba Chauyruk
本稿では、2025年上半期の東南アジアの健康保険市場における様々な進展について、東南アジア6か国と香港の市場調査やニュースとともにお伝えします。